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Car insurance rates or broken down by brand-level policies by companies to boycott

The car brand is imposed by the insurance rate conditions are not mature enough, by brand insurance tax is imposed by the need for various models of performance data have a very specific understanding, historical accident, these data are incomplete for now. "
you open the charade and neighbors drive Audi may perform different insurance rates car insurance cover is required, can you accept that? On November 6, the reporter was informed by the related person, after nearly a year of discussions, commercial auto insurance rates by model brand and did not stop, the China insurance regulatory Commission is currently implementing measures and rules to companies and people in the industry for comments. If the conditions are right, will be forthcoming at the motor vehicles business insurance premium rate appears in the new regulations. However, automakers at the China insurance regulatory Commission to consult in the process has encountered a lot of opposition and resistance. Insurance also intends to seek a third-party evaluation of institutions, the various brands on the market models of authority identified to determine insurance rates.
rate
by brand "we are looking at in accordance with models branded premium rate mechanism, since you buy Audi Chery, you might want to pay rate is different. "On November 6, the international financial news reporter was informed by the person, depending on commercial auto insurance rates are taken into account in accordance with the brand. These people said, and commercial auto insurance premium rate will likely realize the different brands and different rates for different policies.
the theoretical basis of this initiative is that the relevant departments of different brands and models of the probability of danger is not the same, because the vehicles are reliable and quality varies. There have been a few years ago according to the vehicle type, size and displacement to determine the premium rate discussion, but no context.
in the China insurance regulatory Commission issued at the end of the last year on strengthening management of motor vehicle insurance premium rate notification (draft for soliciting opinions), exposure draft allow qualified insurance companies to determine the commercial auto insurance premium rate, rates will "limit high limit low." Among them, the floating rate should be based on the basis of explicit reference to insurance commercial car insurance models, motor vehicle use differences in properties, maintenance costs, and a reasonable setting.
according to the above-mentioned sources, insurance through a third party testing agency, available in authoritative identification of the performance on all brands of vehicles, including crash testing and performance testing, and so on, in order to determine the final rates. "Better car insurance rates will be low, and the poor may be relatively high. "
place is very difficult
vehicle commercial vehicle insurance after you change the sound last year, currently commercial auto insurance in some areas has been successfully linked with the traffic behavior of float mechanisms. Insurance rate levied in accordance with vehicle brand is an important part of the commercial insurance market, the CIRC "want to do", but this policy has been strongly resisted by many companies.
"in the course of our investigation, some automakers expressed objections. "These people said. This resistance to these policies form a resistance.
in addition, insiders told reporters, the car brand is imposed by the insurance rate conditions are not mature enough, "according to brand insurance tax is imposed by the need for the various models of performance data have a very specific understanding, historical accident, these data are incomplete for now."
a group of persons said, "this must not be imposed, it makes its own brand stink, would become its own brand of pressure. Because its own brand of quality in the process of growing, is not a reason to use the rates to see. "
but auto insurance new rules can be implemented, will have much impact on automakers and consumers, still need to wait for the content of the policy. BACK